Resources for Individuals

Resources for Individuals

Disclaimer: These programs are through state and federal agencies and not administered by Prince George Electric Cooperative. This is provided for our members' informational purposes only. Please follow the links listed below for more information. 

Low Income Home Energy Assistance Program

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. We provide federally funded assistance in managing costs associated with:

  • Home energy bills
  • Energy crises
  • Weatherization and energy-related minor home repairs

LIHEAP can help you stay warm in the winter and cool in the summer through programs that reduce the risk of health and safety problems that arise from unsafe heating and cooling practices.

https://www.acf.hhs.gov/ocs/programs/liheap/about

 

Unemployment Benefits and the CoronaVirus

The federal government has allowed states to change their unemployment benefits laws. It lets them provide unemployment benefits for situations related to the coronavirus (COVID-19).

And, the Coronavirus Aid, Relief, and Economic Security (CARES) Act has expanded benefits further. It authorizes:

  • Self-employed workers and gig workers to receive unemployment benefits
  • All unemployed workers to receive an extra $600 a week for up to six months
  • Unemployed workers to get an extra 13 weeks of benefits beyond the number a state currently provides

Contact the Commonwealth of Virginia’s unemployment insurance program for more information and to apply for benefits

https://www.usa.gov/unemployment#item-214601

 

Mortgage Forbearance

Federally-backed home loans can get six months of mortgage help. Federal Housing Administration (FHA) reverse mortgages are eligible too.

If you're having trouble making payments because of the coronavirus pandemic, your loan servicer must:

  • Defer or reduce your payments for six months if you contact your loan servicer to make arrangements
  • Give you another six months of mortgage relief at your request

If you don't know whether your mortgage is federally-backed, see a list of federal agencies that provide or insure mortgages. You can also check the Fannie Mae loan lookup and the Freddie Mac loan lookup to see if either one owns or backs your mortgage. Together, Fannie Mae and Freddie Mac own nearly half of all mortgages in the U.S. 

https://www.usa.gov/mortgages#item-214619

 

Federal Student Loan Relief

Federal student loan payments are suspended from March 13 to September 30, 2020. Your payments will automatically stop during this period.

 

Individuals can check their economic impact stimulus payment through the following IRS link:

https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments

Source:

https://www.usa.gov/coronavirus